Financing

Comfort Now, Pay Over Time

A furnace or AC failure rarely waits for a convenient month in the budget. Through KwikComfort Financing — Rheem's financing program, backed by Synchrony Bank — qualified buyers can spread the cost of a new system into manageable monthly payments instead of one large bill.

What You Get

Built for More Flexibility Than a Bank Card

  • Convenient monthly paymentsSpread the cost out instead of paying all at once.
  • Competitive interest ratesWith no prepayment penalties if you want to pay it off early.
  • Fast credit decisionsA simple application process, not a weeks-long approval wait.
  • An open credit lineUnsecured and revolving, so it's there for future purchases too.

*Subject to credit approval. Minimum monthly payments required. Terms and promotional rates are determined by Synchrony Bank at the time of application and are not set by Rick's Heating & A/C.

Promotional Options

A Few Ways to Structure It

Unlike a typical Visa or Mastercard, KwikComfort Financing offers a few different promotional structures depending on what fits your budget best:

  • Deferred interestPay it off within the promo period and avoid interest entirely.
  • No interest, equal monthly paymentsA predictable plan with no surprises.
  • Fixed payment with interestAPRs typically lower than most bank cards.

Apply Online

Applying online is quick, secure, and private. You'll be able to read the privacy policy and review the terms before submitting anything.

Apply Here
KwikComfort Financing Synchrony

Would rather talk it through first? Call 618-542-6707 and we'll walk through what a new system would actually run, with or without financing.

Call 618-542-6707